A car accident can happen anywhere at any time. You could be driving on Main Street or along Highway 151 when a distracted driver runs a red light and crashes into you, leaving you with permanent injuries. After that, the financial stress usually adds up fast in the form of mounting medical bills, expensive car repairs, and attendant care.

At Nowlan Personal Injury Law, we know what you’re going through and are here to help. Whether your accident happened near Prairie Lakes, the High School, or during rush hour at the 151/19 interchange, you shouldn’t have to chase down insurance adjusters or second-guess your next step: let our team fight for the maximum compensation you deserve. You’re not just another case file to us: you’re part of the community we serve.

Why Hire Us for Your Car Accident Claim in Sun Prairie?

Don’t get shortchanged by an insurance company looking to close your case fast. When you’ve got catastrophic injuries, high medical bills, and a long road back to recovery, you need a legal team that’s ready to fight. At Nowlan Personal Injury Law, we know how the system works because we’ve been on both sides of it. That’s how we secure results that most other firms simply can’t match.

• Unmatched Case Results: We’ve recovered millions of dollars in damages for clients across Southern Wisconsin. From $3 million for catastrophic injuries to six-figure payouts for PTSD and neck strain, we are proud of our success rate.
• 50+ Years of Combined Experience: Our team brings decades of courtroom and negotiation experience. This means we build sharp, strategic cases backed by knowledge, case law, and experience-driven insights.
• You Work Directly with Attorneys: When you hire our personal injury law firm, you speak with the personal injury attorneys actually handling your claim. You won’t be passed off to a case manager or forced to leave messages with people uninvolved in your claim.
• We Don’t Settle Easily:  Some firms aim for quick paydays. Not us. If the offer is too low and the insurance company doesn’t do better, we will take your case to court. Our reputation as aggressive litigators gets results because insurance companies know we won’t back down.
• We Know Insurance Tactics Because We Used to Work for Them: Our team started out representing insurance companies. We’ve seen the delay tactics, lowball offers, and legal maneuvering that’s common in the industry, and we use that insight to stay three steps ahead.
• No Fee Unless You Win:  You pay nothing unless our car accident lawyers recover money for you. There are no upfront costs or hidden fees, giving you peace of mind.

Do You Need a Sun Prairie Car Accident Lawyer for Your Claim?

If you’ve been injured in a car crash, hiring a personal injury lawyer may not be the first thing on your mind, but it should be. Insurance companies work fast to minimize how much they have to pay you, so the longer you wait, the more of an advantage they gain. An experienced car accident lawyer levels the playing field and demands a fair settlement for everything you’ve lost or suffered.

Automobile accident claims involve more than medical bills. They can also address lost wages, future medical treatment, property damage, and pain and suffering. A skilled attorney knows how to review evidence like medical records, calculate the full value of your claim, and push for what you’re truly owed. When necessary, they use accident reconstruction specialists to prove liability and deter any attempts to shift blame for the accident onto you.

There’s also timing to consider. Wisconsin has strict deadlines for filing claims. Miss the applicable statute of limitations and your case could be thrown out, no matter how strong it is. An experienced car accident attorney keeps your claim on track, handles communication with adjusters, and builds a strategy while you focus on recovery.

Most importantly, legal representation changes how insurance companies treat you. With a car accident attorney in your corner, they know the game is no longer theirs to control. They stop stalling or pushing for a quick settlement and take your claim seriously. That alone can change the outcome.

Car Accident Cases We Handle

Every crash tells a different story. Some happen in a split second because someone glanced at their phone. Others involve wrong decisions, ignored signs, and lives changed. At Nowlan Personal Injury Law, we handle a wide range of car accident claims, and we know how to build a strong case no matter how the crash happened.

• Rear-End Collisions: These types of accidents usually result from distracted driving, following too closely, or sudden stops. Even low-speed impacts can cause common car accident injuries like whiplash, herniated discs, or chronic neck and back pain. In higher-speed crashes, victims may suffer spinal injuries or brain damage from hitting the steering wheel or dashboard.
• T-Bone (Side-Impact) Accidents: These crashes, which occur at intersections, are typically caused by a failure to yield, running red lights, or aggressive left turns. The driver and passengers on the struck side usually take the full force of the impact, leading to common car crash injuries like broken ribs, organ damage, fractured limbs, and spinal cord injuries. These crashes frequently involve disputes over fault, and surveillance or traffic camera footage are key pieces of evidence.
• Head-On Collisions: Few accidents are as deadly as a head-on collision. They happen when one driver drifts into the wrong lane or drives the wrong way, often due to intoxication, drowsiness, or distraction. Head-on crashes tend to cause catastrophic injuries such as traumatic brain injuries (TBI), compound fractures, crushed limbs, and fatalities. These driver negligence cases often require expert testimony and detailed reconstruction.
• Multi-Vehicle Pileups:  Chain-reaction crashes are common on highways during poor road conditions, severe weather outbreaks, or sudden traffic slowdowns. Injuries can range from minor abrasions to life-threatening trauma due to multiple points of impact or ejection. We investigate thoroughly to sort out liability and protect your claim for damages.
• Hit-and-Run Accidents: When the at-fault driver flees the accident scene, injured parties often feel stuck. But you still have legal options. Our personal injury lawyers help clients recover through uninsured motorist policies, work with law enforcement, and in some cases, track down the responsible party using available footage, witness accounts, and license plate databases.
• Drunk or Drugged Driving Crashes: Drunk drivers put lives at risk every time they get behind the wheel. These crashes often involve reckless speeding, erratic swerving, or crossing into oncoming traffic, so car accident victims may be entitled to punitive damages in addition to fair compensation for medical costs, lost income, and pain. We know how to build these cases using blood alcohol content reports, police testimony, and accident reconstructions.
• Distracted Driving Accidents:  Distraction is now one of the leading causes of crashes. Whether it’s using a cell phone, eating a sandwich, or scrolling on social media, even a two-second lapse can cause a collision. These cases can be tough to prove, but our experienced attorneys dig into phone records, dash cam footage, and digital forensics to hold distracted drivers accountable.

No matter the type of crash or injury, our focus is the same: proving liability, documenting every loss, and making sure you’re paid what your recovery truly costs, not what the insurance company hopes you’ll settle for.

Who is Responsible for Paying Your Bills After a Car Accident?

After a crash in Sun Prairie, the bills add up quickly. They include ambulance rides, emergency room visits, surgery, rehab, lost income, property damage, and more. But who actually pays?

• In Wisconsin, the negligent party is legally responsible for covering the accident-related damage. This could be the driver or, in the case of an accident caused by mechanical failure or a defective component, the car manufacturer. That means their insurance company is expected to pay for your financial losses, but there’s a catch: they won’t pay a cent until liability is proven, and even then, they’ll look for ways to limit what you receive.
• While your claim is pending, your own health insurance or MedPay (if you have it) may temporarily cover some of your medical attention costs, but they may seek reimbursement from your car accident settlement later in a process called subrogation.
• If the at-fault driver is uninsured or underinsured, you may need to rely on your own uninsured/underinsured motorist (UM/UIM) coverage. This is another layer of protection, but even your own insurer may try to minimize what they owe you.

The bottom line is that multiple parties may be involved, and none of them are eager to pay. That’s why legal advice and representation matters. An experienced lawyer will track every source of potential compensation, challenge bad faith tactics, and make sure you’re not left footing the bill for someone else’s mistake.

What Compensation Can You Get in a Car Accident Lawsuit?

A crash can affect every part of your life, so a proper claim should reflect the full impact, not just the obvious damage. Here’s what you can pursue in Wisconsin:

• Medical Expenses: You shouldn’t be stuck paying out of pocket for your medical care. That includes ER visits, surgeries, imaging scans, prescriptions, physical therapy, chiropractic treatment, in-home care, medical equipment, and future medical needs. If a medical professional says it’s related to the crash, we’ll fight to make it part of your financial compensation.
• Lost Wages: If your injuries kept you from working, you’re entitled to recover the income you lost. That applies whether you missed a week or several months. We also pursue lost bonuses, commissions, freelance income, or side gig earnings that took a hit while you were recovering.
• Loss of Future Earning Capacity: Some injuries change the course of your career. If you can’t return to your old job or if your earning potential is permanently reduced, we calculate the long-term loss in income and make sure it’s factored into your claim.
• Property Damage: You shouldn’t pay to fix a car that someone else damaged. That includes the cost to repair or replace your vehicle, along with any valuables inside, such as phones, laptops, car seats, and tools. If it was damaged in the crash, it’s part of your loss.
• Pain and Suffering: Broken bones heal, but chronic pain, discomfort, or nerve damage can linger. So can sleepless nights, panic attacks, or the emotional weight of dealing with trauma. Pain and suffering compensation recognizes what you’ve been through and what you’re still dealing with.
• Loss of Enjoyment of Life: When your injury strips away your ability to enjoy the life you had before the crash, you can claim compensation for that reduced quality and enjoyment of life.
• Loss of Consortium: Auto accident injuries impact families, too. If your ability to maintain physical closeness, emotional support, or household responsibilities with your spouse has changed, you may be entitled to loss of consortium damages. These claims recognize the real strain serious injuries place on a marriage or partnership.
• Punitive Damages: When the negligent party’s behavior meets certain legal requirements (e.g. some instances of drunk driving, road rage, texting at high speeds), the court may award punitive damages, which may amount to twice the amount of any compensatory damages you receive or $200,000, whichever is higher. 

How Long Do You Have to File a Car Accident Claim in Sun Prairie?

In Wisconsin, you typically have three years from the date of the accident to file a personal injury claim. This deadline applies whether you’re pursuing car accident compensation for medical bills, loss of employment income, or pain and suffering. Miss it, and your case can be dismissed, no matter how strong your evidence is.

If the accident resulted in a death, the deadline changes. Wrongful death claims must be filed within two years from the date of death, and if your claim involves a government vehicle or agency, you may have as little as 120 days to file a formal notice.

That’s why acting fast matters. The sooner you start, the stronger your case, and the more leverage you have. If you’re unsure how much time you have left or whether your case qualifies, contact us and get clear answers before the deadline shuts the door.

Get a Free Consultation From a Sun Prairie Car Accident Lawyer

A motor vehicle accident can happen in seconds, but the fallout lasts much longer. And while insurance companies may act like they’re on your side, their goal is simple: pay as little as possible, as quickly as they can.

You deserve more than a rushed payout and vague promises. You deserve real answers, real support, and a legal team that fights for every dollar your recovery demands. At Nowlan Personal Injury Law, our auto accident lawyers build strong cases, negotiate aggressively, and push back when the other side stalls or lowballs. You also won’t owe us a cent unless we win a favorable settlement or verdict. Schedule your free initial consultation now by calling (866) 211-2126.