Uninsured Motorist

Uninsured Motorist2024-02-22T20:20:15+00:00

Uninsured Motorist

Many of my clients over the past 33+ years have been injured in an accident with a driver who did not have insurance. Unfortunately, this makes the resolution process more complicated, so here are some crucial steps you should take right away:

  1. Exchange contact information with the uninsured driver
  2. Report the accident to the Wisconsin DMV and fill out the following forms (visit the official website of the DOT for documents):
    • Evaluation of motor vehicle damage
    • Evaluation of property damage
    • Evaluation of personal injury
  3. Contact me immediately to help you navigate the situation. Having an experienced attorney early on will help you maximize compensation for your injuries. You only get one chance to make a claim, and my team will ensure that every detail is attended to so you have the best winning case possible.

Frequently Asked Questions from Accident with Uninsured Motorist

Yes, but your best chance of winning a car accident lawsuit against an uninsured driver is by teaming up with an experienced injury attorney who can identify all possible sources of liability and avenues for compensation.

“Average” settlement amounts don’t exist when it comes to recovering damages for injuries from uninsured drivers. The size of your settlement or verdict depends on far too many factors to consider an average. If the uninsured driver is well off financially or there are other entities liable for your injuries, you stand a better chance of getting more compensation. The largest factor in determining how much you receive is the quality of your legal representation.

The state of Wisconsin requires that all car insurance policies include uninsured motorist coverage (UM) of at least $25,000 per person, $50,000 per accident for bodily injuries and $10,000 for property damages. If you’re injured in a car accident with an uninsured driver, your own insurance policy will compensate you for injuries and damages up to the amount specified in your policy. This type of coverage can also help in the event you are hit by a hit-and-run driver.

While not required by Wisconsin law, underinsured motorist coverage (UIM) can help protect you if their insurance policy is not enough to cover your injuries. UIM insurance has increased minimum limits of $50,000 per person and $100,000 per accident. This coverage can come to your aid when the cost of your injuries exceeds the at-fault driver’s insurance policy’s limits. If your uninsured motorist policy or underinsured motorist policy can’t fully compensate you for your injuries, you may also need to consider a lawsuit.

A settlement mill law firm’s goal is just to run you through the process and get you to settle ASAP so they can get their check ASAP. As a reputable personal injury attorney who genuinely cares about your outcome, my job is to get you every penny you deserve for your pain and suffering. I’ve worked with many accident victims over the past 30+ years and know that recovery is slow and can outlast fast, low settlement amounts. We need to make sure you are taken care of for the long term. And we need to make sure the party at fault is held accountable.

Every case I handle is on a no-win, no-fee basis, so you don’t owe us anything unless you get compensation. I do this because I want my clients to stay focused on healing and not worry about extra bills. I also do this because I’m confident in my ability to get results. I’ve secured countless six and seven figure settlements for accident victims.

Contact me today to help determine the strength of your case. If you want to meet in person but can’t make it to my offices in Janesville, WI or Beloit, WI, I’ll happily come to you anywhere in Wisconsin.

We take winning personally.

Let’s get you EVERYTHING you’re owed.

Our experience was top notch from beginning to end. Steve was professional and extremely accommodating. He was always available to answer questions and he knows his craft. He fought for us when we were down and for that we will always be grateful! Cannot say enough good about Mr. Caya and his associates.

Carrie Jensen Avatar Carrie Jensen
Top Car Accident Lawyer in Janesville

Janesville, Beloit and Sun Prairie Locations

Janesville Location:
100 South Main Street
Janesville, WI 53545

Beloit Location:
604 Pleasant Street, Suite 120
Beloit, WI 53511

Sun Prairie Location:
1777 West Main Street, Suite 205
Sun Prairie, WI 53590

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