Everyone likes free stuff. Here is car accident lawyer Steve Caya’s best free legal advice. No one likes to think they or a family member may be injured in an accident, but let’s face it — the unexpected does happen. Accident victims can be placed in two categories: those who are fully and fairly compensated for their injuries and losses and those who are not. What separates the two?

The answer is insurance.

In every accident case, I have to analyze who is at fault, what are the injuries and damages and what is the source of compensation for my client’s injuries. Typically, the only source of compensation is insurance. The problem is many drivers in Wisconsin fail to even purchase insurance. Many others still drive with the minimum amount of liability coverage required by law, $25,000. If you are injured by a person with no liability insurance or minimal limits, your future and your family’s future could be at risk. Here is some free legal advice as to how to solve this problem even before you or a loved one are involved in an accident.


By purchasing adequate Uninsured and Underinsured coverage before an accident, you can feel safe and secure that you and your family will be protected regardless of the type of insurance available to the at-fault driver. And by the way, adequate coverage is NOT the minimum required by law.

Call your agent today to make sure you have Uninsured and Underinsured Motorist Coverage and be sure that your limits are sufficient. You will not regret it.


I cannot emphasize enough the importance of contacting an attorney as soon as possible after an injury or fatal accident. It is only natural to be more concerned with the condition of the injured family member just after an accident. In the case of a fatal accident, the need to grieve may delay the idea of contacting an attorney. However, the delay in contacting counsel also delays an investigation of the incident.

Delaying the investigation can result in the loss of critical evidence.  This is especially true in trucking casesslip and falls and premises liability cases. While you are tending to a loved one, skid marks on the road are dissolving. Physical evidence at the scene is changing. The recollections of eyewitnesses fade over time. Unscrupulous insurers and trucking companies hide or even destroy evidence.

Never presume the at-fault party or their insurer is going to be sympathetic to your situation. The only way to ensure you are treated fairly after an accident is through quality legal representation of your own. A well-qualified lawyer on your side who understands the ins and outs of personal injury law can level what is an uneven playing field. Do not delay in seeking representation after an accident.

Contact me today for a free consultation.

We take winning personally.

Let’s get you EVERYTHING you’re owed.

Awesome experience. No one wants to have a lawyer, but if you need one, Steve Caya is %100 the best you’ll find in the area. If you’re “shopping” around, just know you found the best of the best.

Wesley Richards Avatar Wesley Richards
Top Car Accident Lawyer in Janesville

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