Thank you to Uncommon Cents Investing for having me as a guest on their WCLO Janesville podcast last week.
We discussed important insurance considerations for businesses who are providing unique services during the pandemic (such as delivery), as well as ways to protect your assets in the event of an accident/injury.
If you missed it, you can listen to the podcast here: https://bit.ly/2Yq1hFl
Can’t listen right now? Here’s a preview of some of the points covered:
- Most people who’ve never been in a serious accident fail to realize just how important your actions before the accident are. You must have sufficient insurance coverage – or be “lucky” enough to be injured by someone who does have sufficient coverage. If not, you won’t be able to recover enough money for all of your losses.
- Using your home and personal vehicle for business purposes can affect insurance coverage – and Wisconsin’s current Emergency Order through March 21, 2022 can also affect your coverage.
- Most people are woefully underinsured but believe they have good coverage. Many people have only the minimum or no insurance at all.
- If you’ve been injured in an accident someone else caused, the liable insurance company won’t do anything for you until you’re fully recovered (or as close to a full recovery as possible). There’s no “advance money” to help you survive weeks or months in the hospital, or not working. You may not receive any compensation from the liability insurer for quite some time.
Have you been hurt in an accident? Do you have questions about how to protect yourself and your financial future?
Contact me today for a free consultation.
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So kind. I was hit by a drunk driver and nearly lost my life at 23. So young, It was such an overwhelming experience and I didn’t know any of the legal terminology or how it would go, but they consoled me and helped me by taking care of as much as possible for me so that I didn’t have so much ptsd and were there for me every time I had to speak. The amount of kindness and support, while also receiving as good of a result as we could get for my case was beyond what I expected. I’m forever grateful for Steve Caya and Emily D.
Brittny Dole
